Highlights: Cash Flow Planning, Death, Family Additions, Divorce, Significant Event Planning (Marriage, Retirement Planning, Investment Planning (withouit AUM or product sales), Integrated Personal Financial Planning, Insurance Planning/Risk Management Planning, Individual Tax Planning, Fundamental Financial Planning Knowledge & Skills, Gift and Wealth Transfer Planning, Estate, Employee Benefits/Executive Compensation, Elder Planning, Education Planning, Closely Held Business Planning, Charitable Planning, etc.)